Insured accident

The point of insurance services is the adjustment of insured accidents. The role of the adjustment of insured accidents is the provide the insurant with insurance benefit in the scope of insurant’s claim, which is implied from the agreed conditions of the insurance contract or legal regulations.

Adjustment of insured accidents is a complex of procedures, the aim of which is to determine the amount of loss incurred by the insured accident and provide the insurant with financial compensation, which is referred to as insurance benefit.

Not every accident arising from risk is also an insured accident. Insured accident is only such accident that corresponds in terms of its characteristics to the definitions listed in the insurance contract or legal regulation and it affected the insured object, process or person.

It is accident that 

  • Arose during the validity period of insurance
  • Arose as a result of insured risk
  • Occurred within the area set forth by the insurance contract

Insurance benefit may be limited by the conditions of the insurance contract in terms of

  • Insurance sum
  • Time value
  • New price
  • Reduced price
  • Conditions contained in legal regulation

Out company offers the following services in the insurance field:

  • Reporting insured accidents to the insurance company and initial instructions to the client
  • Carrying out the examination of damaged and destroyed objects insured or insurance location
  • Coordination of the process of insured accident adjustment
  • In capital-intensive losses, administration of the advance payment for adjustment of the primary results of the insured accident
  • Collection and submission of the documents for record
  • Administration of the insurance benefit payment in optimum time and amount to the client’s account
  • Solution to questionable and complex cases
  • Legal advice in indemnity decline


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